Cheap Car Insurance for Under 21s
by Ricky Lawrence
Fact: women drivers get lower insurance premiums than men.
These facts here are not merely feminist ideals, but statistical and scientific data proven to be true. The first fact, for example, is validated by researchers at the University of Bradford in United Kingdom. They proved that the hormone estrogen makes women more attentive to certain tasks that necessitate focus and attention, like reading heavy textbooks while schooling. This also includes driving motor vehicles.
The other facts stated above are obviously true. One glance at accident statistics and one could understand where the conclusions come from. Being focused and being careful then, makes cheap car insurance for women a deserved privilege for female drivers.
The Empowering Privilege of Cheap Car Insurance for Women
Like the right to vote, the privilege of women drivers to enjoy cheaper car insurance had a small battle on its own, even in genderized locations like the United Kingdom and the United States. In the past, insurance companies had to be convinced that women are safer drivers than men and so must be given the privilege to enjoy lower quotes. Today, cheap car insurance for women is common in many countries.
A Policy That is so Feminine
Insurance policies offered to women drivers include perks that are specifically tailored to answer feminine needs. For example, packages that include free signature handbags or baby car seats are mostly included to entice women to sign up with a specific company. Some companies even provide membership to women’s clubs that entail car privileges. Discounted rates on repairs, money back guarantees from retailers, and discounted prices on car accessories are just among the many promotional offers available. The most significant and most influential of all perks, however, is the offer of home insurance coverage. This is a welcome treat for married women and mothers who have households to manage, take care and protect.
...19.07.10
It comes as a fresh blow to drivers on top of rising fuel prices and Government plans to increase tax on insurance premiums.
Even the cheapest quotes for comprehensive cover increased by 11.5 per cent in the three-month period, compared with the previous quarter, to £704, according to the AA’s closely watched British Insurance Premium Index.
It was the biggest increase since the organisation began tracking the trends 16 years ago.
Annual premiums for third party insurance, popular with younger drivers in older, cheaper cars, jumped almost 16 per cent to £1,225.
The dramatic rises come despite marked falls both in road accidents and vehicle crime, according to official figures.
But Edmund King, the AA president, said that statistics were failing to show up an unseen rise in insurance fraud scams.
Earlier this year a High Court judge imposed record damages of almost £400,000 on a ring of criminals who staged accidents to reap the benefit from insurance claims.
Source: Telegraph.co.uk
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