Cheap Car Insurance for Under 21s
by mbhunter
Want to save money on their car insurance? I don’t know of any good reason why you wouldn’t, so here are some tips for knocking that expense down as much as possible. Hopefully at least a couple of them are new to you:
Buy a car that doesn’t cost that much to insure. If you’re in the market for another car, considering the total cost of ownership of the car is a wise thing to do. Buying used is a good start. But is the car likely to be driven fast? Is it likely to be stolen? Or is it likely to be driven carefully? This will factor into the insurance cost. Take it into account as you’re looking. As with anything else, shop around for insurance. Some companies give you more insurance (or better policies) for your money. Look around. Don’t be stupid with your driving. Tickets and accidents classify you as more of an insurance risk. The insurance company may forgive you once, or even twice, but after that, it will cost you for a few if they have to pay out on your behalf, and it’s your fault. Look into car options that reduce insurance costs. This is part of the tip I just mentioned, but things like automatic seatbelts, passenger-side airbags, etc. — things that tend to make vehicles safer — make them less costly to insure. Kick the deductible higher. A higher deductible means that the insurance company has less at risk should you file a claim. They pay whatever they pay, and deduct the deductible. A higher deductible means a lower payment. So if you’re a careful driver and can self-insure some part of an accident, this is a good strategy. Drop collision on low-value cars. If your car’s value is $1,000, the company pays 75% of that in a total, and you have a $500 deductible, you get a whopping … $250 for your car. Is it worth paying collision for that? ...19.07.10
His victory July 18 in the Honda Indy Toronto could prove to be the tipping point.“The key for me when I came to this race was avoiding carnage and accidents, which happens every year here,” said Power, who led Target Chip Ganassi Racing’s Dario Franchitti across the finish line by 1.2 seconds. “The first corner of the first lap could have been the end for me, but I just backed off and gave up a couple of positions instead. Sometimes you just need to keep in mind the big picture.”
That’s coming into focus with seven races remaining. Power, driving the No. 12 Verizon Team Penske car, recorded his fourth victory of the season - the only competitor with more than one - and increased his lead in the title chase to 42 over Franchitti.
Next up is the Honda Indy Edmonton, where Power last year netted his first series victory. For the second time this season he’ll seek to become the fourth driver in series history to win three races in a row (Scott Dixon in 2007, Dan Wheldon in 2005 and Kenny Brack in 1998). Power won at Brazil and St. Petersburg to kick off the season and has added the Watkins Glen-Toronto combo.
Source: Auto Racing Daily
Big Brother helping with teenager car insurance and helping to keep your teen safe as they drive and also keeping down costs ...
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